Function meets Form with POYNT

Function meets form in a new breed of wireless terminal that delivers an exceptional guest experience. Poynt is an all-in-one smart device that looks great and gives both you and your guests a great view of every transaction.

With dual touch screens and an integrated printer, your guests will have an enhanced user experience and the best countertop/mobile solution in the marketplace. Read more

What is a Mobile Wallet?

Nowadays, it seems as though our mobile devices can do everything for us – and this includes making payments. A smartphone can go as far as replacing our traditional credit cards and even cash. So, what is a mobile wallet? A mobile wallet is essentially a digital version of the wallet you own now, containing information about your credit cards, debit cards, store loyalty cards, personal identification cards and more. Customers simply download an app, then add their details into the mobile wallet. Downloadable mobile wallet apps may be available from consumer banks, technology companies, specific retailers and rewards programs. Read more

Understanding Credit Card Processing Pricing Models

The payment processing industry can be complex to navigate for small business owners, and when you’re shopping for the right merchant services, every penny counts. There are so many different credit card processing pricing models out there that it can be difficult to determine which one offers the best value for your needs. Read more

Why Offer Alternative Payment Methods?

Alternative payment methods encompass many of the non-traditional ways that today’s customers are choosing to pay. They can include anything from near-field communication (NFC) payments like Apple Pay and Android Pay, to online payment gateways, mobile card readers and tablet POS systems. Read more

Speeding Up the Checkout Process With Chip Card Readers

If your business is currently using chip card readers, you may have noticed that your debit and credit card transactions are taking a few seconds longer. Inserting and reading the chip card, along with requesting and entering the customer’s PIN can increase the overall time it takes to process a transaction, especially when compared with the old method of a simple card swipe. Read more

Why Choose a Payment Processing Provider With No Long-Term Contract?

The payment processing industry is notorious for its hard-to-understand rates, long-term contracts and hidden fees. It can be frustrating for small business owners to choose the right payment processing provider and navigate through complex rate structures, interchange fees, payment terminal hardware, POS software and everything that comes with accepting credit card payments. Read more

Advantages of Tableside Restaurant Payment Processing

Offering tableside payment options is no longer a luxury for restaurants. Customers expect the convenience of being able to pay for their meals right at the table, rather than paying at a stationary POS terminal at the checkout counter, or having a server take their card back to a station to process their payment. Read more

Building Customer Trust When You Accept Online Payments

An important part of operating an eCommerce business, or allowing your customers to pay for their services online is trust. When entering their personal information and financial data into your website, they must feel confident that this information will be used by only your business, and your business alone for the agreed amount and terms of payment.

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What is a Credit Card Chargeback?

While you already know that accepting credit cards and debit cards is a great move that can benefit your business, you must also consider some of the risks that come with accepting credit cards as a payment option. One such risk is the chargeback, which is a type of transaction you must be aware of as a merchant.

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What is PCI Compliance?

Any company that is involved with the transmission of sensitive credit card and payment data is required to be PCI compliant. But what is PCI compliance, and how does it impact Canadian merchants?

PCI DSS (Payment Card Industry Data Security Standard) is a set of standards that is designed to make sure all credit card data stays safe, and is captured and transmitted securely during transactions. As a business that accepts credit card payments, you must be sure all transactions you perform remain compliant to prevent fraud, security breaches, and to help your customers feel confident in purchasing from you. Read more

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295 Waterloo Street.
London, Ontario. N6B 2N5


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Monday: 9am to 5pm
Tuesday: 9am to 5pm
Wednesday: 9am to 5pm
Thursday: 9am to 5pm
Friday:9am to 5pm
Saturday: Closed
Sunday: Closed


MALAQY GROUP is a registered MSP/ISO of the Canadian branch of U.S. Bank National Association and Elavon. New applicants are subject to conditions and approval of the application by MALAQY GROUP and its partnering banks.



We offer technical support for all your business needs in London, Windsor, Montreal, Kitchener, Toronto, and Ottawa.